Financial Planning
Continuous Financial Planning
Who?
Diligent savers or business owners who have accumulated over $1,000,000 in investments or have complex business planning needs.
What?
Every financial decision and recommendation is tailor-made for your exact personal situation.
Why?
Your life is not static, and your financial plan should not be either.
The Retirement Planning Process
Initial Phone Call
Begin with a 20-minute phone call to discuss our process.
Get To Know You
An in-depth conversion that allows us to understand what you’re looking to accomplish.
Thayer Roadmap
If we are a good fit, let us develop our free Thayer Roadmap that clearly identifies your way forward before paying us a single dollar.
Onboard
Work together to help you get your financial life organized.
Create & Implement
Create and implement the changes necessary for your retirement plan.
Prosperity 360
Our dynamic and continuously evolving planning service ensures your plan stays on track.
Our Prosperity 360 Continous Financial Planning Process Includes:
- Wealth management and planning strategies built around your specific values and goals to put you on the right path and keep you on it
- Regular meetings (or as needed) to monitor, adjust, and adapt your strategy as your life evolves
- Unlimited access to your fiduciary financial advisor– via email, phone, in-person, or virtually
- Social Security optimization: Finding the best strategy for your Social Security benefits
- Tax coordination: Making tax time hassle-free
- Estate plan checkup: Keeping your estate plans up-to-date with your wishes
- Complete insurance review: Ensuring your insurance fully protects you and your assets
- Beneficiary review: Updating your plans to reflect your current choices
- Qualified Charitable Distribution (QCD) strategies
- Efficient Required Minimum Distribution management
- Inherited IRA guidance: Managing inherited IRAs tax-efficiently
- Annual Roth IRA conversion strategies to minimize the lifetime tax burden
- Benefits & health insurance coordination
- Charitable giving strategies and leveraging Donor Advised Funds
- Retirement transition management
- Business succession planning strategies
- Medicare enrollment assistance
- Social Security filing assistance
At Thayer Financial, we assist clients with wealth management and financial planning nationwide. We proudly serve our local community: Hickory, Newton, Conover, Morganton, Lincolnton, Lenoir, Blowing Rock, and Boone.
