Pricing
At Thayer Financial, we strive to make pricing for our services as clear, fair, and transparent as possible.
Our wealth management and planning services are tailored towards individuals and couples with over $500,000 in investable assets or businesses that layers in complexity to their finances. So, while we do not have an investment minimum, we do have a $5,500 minimum annual fee for all new clients. Clients can pay this annual fee through either a monthly or quarterly retainer fee, the investment management fee listed below, or some combination of the two.
(Here’s a little hint: You’re probably paying a lot more than this currently without even knowing it)
| First $250,000 | 1.15% |
| Next $250,000 ($250,001 – $500,000) | 1.05% |
| Next $500,000 ($500,001 – $1,000,000) | 0.95% |
| Next $1,000,000 ($1,000,000 – $2,000,000) | 0.85% |
| Next $3,000,000 ($2,000,001 – $5,000,000) | 0.50% |
| Above $5,000,000 | 0.30% |
The quarterly fee for a $1M account is determined by the following calculation: (($250,000 x 1.15%) + ($250,000 x 1.05%) + ($500,000 x 0.95)) ÷ 4 = $2,562.50.
Evaluation of all assets and liabilities. This gives us the best understanding of your financial wellness.
What To Expect
Through account aggregation, we maintain an up-to-date balance sheet, including:
Our clients are nearing retirement and need to make sure they are making the best decisions for themselves.
What To Expect
We help to minimize current and future income taxes as a part of your overall financial planning picture.
What To Expect
Tax planning will include recommendations around the following:
Analysis of your current estate plan, which may include whether you have a will, powers of attorney, trusts, and other related documents.
What To Expect
Review of existing policies to ensure proper coverage for life, health, disability, long-term care, liability, home, and automobile insurance.
What To Expect
Examples include purchasing a new home or other large purchases, advantages to pay off loans early, and any other financial question you may have.
What To Expect
You name it, we’ll discuss it!