Blog
Posted December 1, 2023
As the year comes to an end, it’s a good time to reflect upon the year behind us. The good things, the bad things, and the success we achieved along the way. Sometimes, we rely upon favorable circumstances to achieve success, but circumstances are often beyond our control. While our circumstances can make it easier […]
Posted November 2, 2023
Tis the season of gratitude. Thanksgiving is perhaps one of the most underappreciated holidays, but most needed. Studies have shown that gratitude promotes many positive benefits – increased and lasting happiness being one of them. Happiness is a desirable state of being shared by all people – irrespective of culture, background, or religion. Unfortunately, the […]
Posted November 2, 2023
Retirement is often referred to as the golden years, and for a good reason. It’s a time in your life when you can finally reap the rewards of your hard work and enjoy the freedom that comes with no longer being tied to a 9-to-5 job. One of the most popular ways to make the […]
Posted November 2, 2023
As you approach the pivotal transition into retirement, the question of when to activate your retirement income streams is not just pressing—it’s paramount. The decisions you make here will cast long, influential shadows over your financial landscape for years to come. Here at Thayer Financial, the gravity of these choices is never understated. Our role […]
Posted October 2, 2023
It is human nature to focus more on the present than the future, which is in line with our basic instinct of survival. We focus on the present because that is where “life happens” and we experience feelings such as pleasure, pain, anxiety, and peace. Every day we face cost-benefit tradeoffs that not only impact […]
Posted September 29, 2023
Medicare open enrollment is an important time of year for millions of Americans who rely on this government health insurance program. It’s a period when beneficiaries can make changes to their coverage, ensuring that their healthcare needs are adequately met for the coming year. To make the most of this opportunity, it’s crucial to be […]
Posted September 29, 2023
As you plan for your retirement, one of the most critical questions you’ll face is managing your finances to ensure a comfortable and secure retirement. The “4% Rule” is a widely used guideline that offers retirees a framework for making withdrawals from their investment portfolios while aiming to make their savings last throughout their retirement […]
Posted August 31, 2023
Retirement is a significant phase of life that requires careful planning and consideration. Unfortunately, many individuals make critical mistakes that can jeopardize their financial security and overall well-being during their golden years. In this blog, we’ll explore five of the worst mistakes you can make when planning for retirement, and more importantly, how to avoid […]
Posted August 31, 2023
If you’re a parent concerned about your children’s financial futures, this guide offers key principles you can share with them for effective retirement planning. Although originally designed with Generation Z in mind, these core principles are timeless and relevant for anyone, including your children. 1. Emphasize the Advantage of Time and Compound Interest The most […]
Posted August 31, 2023
Why do many investors feel the urge to time the stock market? Since 1950, stocks have been in a bull market 83% of the time – despite all the crises and corrections.1 You would think investors would be happy with that kind of result. But that isn’t the case. Investors spend a lot of time […]