Recent Posts





Fee-Only vs Fee-Based | What’s the Difference?

As I mentioned in a previous post, the financial services industry can be complex and it can be hard to understand what type of financial “advisor” that you might be talking with. One area that has become particularly bastardized is around the term fee-based. As the fee-only financial planning and investment management movement has started […]

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Were You Sold Permanent Life Insurance?

Life insurance is an incredibly important tool for financial planning. By purchasing the right amount of life insurance, a client is able to financially protect their family in the event of premature death and ensure the financial stability of the family. This is the primary purpose of life insurance, just like homeowners insurance: when your […]

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Retirement Income Planning

Choosing the right investments to get you through your retirement years successfully can be an overwhelming experience. There are stocks, bonds, mutual funds, ETFs, CDs, money market funds, deferred annuities (fixed, indexed, and variable), immediate annuities, life insurance, real estate and I’m sure a couple more that I’m forgetting about. The point is, if you’re […]

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Why you need a simple will

It’s startling to me how often I come across people that don’t have a will in place and refuse to do proper estate planning. There’s a belief that their spouse is going to inherit everything if they die, so why do they need to spend the time and money getting a properly put together estate […]

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Financial Planning for Business Owners

Financial planning and wealth management for business owners is much different than it is for the typical W2 employee. The business is typically going to be the most valuable asset in the family’s portfolio and by its very nature is a highly concentrated asset. This poses a major risk for the business owner because essentially […]

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Investing inside your 401k

If your employer offers a 401k plan, then you have undoubtedly been confronted with picking different investment options that are available in the plan. A frequent question I get when talking to people is how they should be investing inside their 401k plan? This is an important question that can either help or hurt your […]

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Navigating the Financial Landscape: How Advisors Make Money

The financial services landscape today is extremely complex. With many different financial companies offering services to individuals, it is hard for consumers to know what kind of financial professional they are dealing with. You might not know that is many companies’  intention. At the highest level, there are three types of financial professionals: registered representatives, […]

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Thanks for visiting

Thanks for taking to the time to look at my site. I plan to have new and valuable content published here on my news page. Now that I am thinking about it, I need to add a way for you to get added to my newsletters. This will be the next addition to my website. […]

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