Financial Blog Posts
Posted August 15, 2020
Watch this video before you decide to do a Roth conversion Thayer Financial, L.L.C. (“Thayer Financial”) is a registered investment adviser offering advisory services in the State of North Carolina and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. This website’s presence on the Internet shall not […]
Posted June 26, 2020
Social Security planning for business owners – how to maximize your Social Security and avoid leaving Uncle Sam a big tip If you are a business owner who files as an S Corporation, understanding how Social Security and its bend points function is an important step in retirement planning and efficient tax management. This blog […]
Posted May 14, 2020
What you need to know before retirement Preparing for retirement can be a fun yet challenging process. The biggest issue that I encounter with new clients is that they have spent the last thirty years building their businesses, investing in their retirement accounts (401k’s, IRAs, etc.), and now that they are retiring, they are going […]
Posted March 31, 2020
Two videos that help explain what Congress just passed If you are wondering how the CARES Act will affect you, watch these webinars that I created. This is the largest stimulus bill that we have ever seen, and understanding the benefits that are available for you, your business, and your family members is important. Working […]
Posted March 27, 2020
How to avoid making that big mistake when it comes to your investments Investing correctly during times of economic stress is a difficult thing to do. There’s no arguing that we are in a challenging time and faced with rapidly evolving information about COVID-19. The world is adjusting to how to live and work during […]
Posted March 5, 2020
How Social Security Works I frequently receive questions when it comes to how Medicare and Social Security coordinate. Hopefully, I’ll answer a few of those questions with this article. Social Security is an amazing program in existence since 1935 and has helped provide financial security to retirees for the last 85 years. While there are […]
Posted March 2, 2020
The importance of patience After concluding the worst week in the stock market since 2008, I need to write about a common question that I’m asked about. I’m often asked about what I think the market is going to do. There is a major misconception that people in the financial industry have some special insight […]
Posted February 10, 2020
How to keep from paying the IRS than is necessary Congress recently passed the most sweeping legislation in the last 15 years for retirement. The SECURE act brings lots of benefits and numerous challenges for investors and retirees that require proactive planning. There are three major parts to the SECURE Act: 401k’s, annuities in 401k’s, […]
Posted January 10, 2020
What you don’t know can hurt you As I mentioned in a previous post, the financial services industry can be complex, and it can be hard to understand what type of financial “advisor” you might be talking with. One area that has become particularly bastardized is the term fee-based. As the fee-only financial planning and […]
Posted January 7, 2020
It’s not too late to unwind it if you were Life insurance is an essential tool for financial planning. By purchasing the right amount of life insurance, a client can financially protect their family in the event of premature death and ensure the family’s financial stability. This is the primary purpose of life insurance, just […]