Financial Blog Posts
Posted April 8, 2021
Article written by guest contributor Heather Partin, a Health Insurance Expect with Jeannie Pierce Insurance Agency On March 11, 2021, President Joe Biden signed the American Rescue Plan Act of 2021 (ARP). Before this act, the Affordable Care Act from the 2012 Obama Administration was signed into law, giving consumers greater access to health insurance. […]
Posted April 2, 2021
Planning for health insurance and the rising cost of health care in early retirement have been complex since the Affordable Care Act in 2010. Unfortunately, something that was supposed to bring down the cost of health insurance had the opposite effect, and many people with individual insurance plans found themselves priced out of affordable health […]
Posted March 5, 2021
The internet is one of the greatest tools ever invented (thank you Al Gore!). The internet has helped create the ability for any user to access all the information available worldwide instantly. Unfortunately, this also means that people’s personal information and privacy are always at risk while connected to the internet. Practicing good cybersecurity fundamentals […]
Posted January 29, 2021
Have you become part of the “sandwich generation” taking care of multiple generations? Maybe you anticipate needing to take care of your parents soon. You probably know you’re not alone. According to Fidelity, 12% of parents who have a child at home also take care of an adult without financial compensation. As a result, these […]
Posted December 12, 2020
How you choose to pay for one of your largest investments—your house—can affect your cash flow well into retirement. You may have refinanced your home in the past and know it is a solid strategy to reduce your monthly payment, but there are discrete strategies for retirees to handle the remaining balance on their home […]
Posted December 4, 2020
When we consider long-term care, we are talking about more than an insurance policy. From fulfilling basic personal care needs to completing everyday tasks, long-term care encompasses the services and supports that fill the gaps when individuals need help over an extended period of time due to injury, disability, or advanced age. Even if you […]
Posted November 2, 2020
Thayer Financial was just voted the Finest Investment Firm in Catawba County during the Hickory Daily Record’s annual “Best Of Catawba Valley” competition. We are thrilled to receive this award and thank all our supporters who voted for us during this competition. As fully independent fee-only fiduciary financial advisors, Thayer Financial provides a truly unique […]
Posted November 2, 2020
Over the years, it is very easy to start accumulating financial and legal documents. What’s not as easy is understanding if and when you can actually dispose of these documents. What is important to know is that documents don’t have to be kept in paper format and can be retained electronically. This helps keep down […]
Posted October 26, 2020
Considering Medicare Plans within a Comprehensive Financial Plan As you retire, health insurance will be an important factor to consider as part of your comprehensive financial plan. As you likely know, Medicare is the federal health insurance plan for U.S. citizens and permanent legal residents (of at least five years) aged 65 and older. A […]
Posted September 23, 2020
What will happen to the stock market if (fill in the blank) wins the election? This is a question that I am getting more frequent as we near the 2020 Presidential election. I am not going to be getting into politics and discussing which candidate will be better for the country or the economy. What […]