Build Lasting Wealth Beyond Your Business
You’ve spent a lifetime building your business. Let us help you build a life that enjoys the fruits of it.
The Challenge
Who We Serve: Successful entrepreneurs and owner-operators who recognize that their business is their largest asset but not their only asset. We serve leaders who want a comprehensive plan that bridges the gap between company profits and personal freedom.
What We Do: We apply our Prosperity 360 approach to your entire balance sheet, recognizing that up to 80% of your wealth is connected to your business. We don’t just manage portfolios; we coordinate every financial decision—from executive compensation to tax efficiency—to tailor a plan for your exact situation.
Why It Matters: Your business is dynamic, and your financial plan must be too. We handle the complex coordination of your financial life—from business succession to personal retirement—so you can focus on what you do best: leading your business.
The Business Owner Wealth Management Process
1. Initial Phone Call: A 20-minute intro call to discuss your unique situation as a business owner and ensure our expertise matches your needs.
2. Get To Know You: An in-depth conversation to understand both your personal family goals and your business objectives.
3. Thayer Roadmap: Before you pay us a single dollar, we develop a free Thayer Roadmap that clearly identifies the path forward for both your business and personal wealth.
4. Onboard: We work together to organize your financial life, establishing clear lines between business and personal finances to optimize both.
5. Create & Implement: We execute the specific strategies necessary for your business owner’s wealth plan, including 401(k) design, tax coordination, and risk management.
6. Prosperity 360: Our continuous planning service ensures your plan stays on track as your business grows and your life evolves.
Comprehensive Planning for the Entrepreneur
Business-Specific Planning
- Retirement Plan Design: Custom 401(k), Profit Sharing, and Defined Benefit plan design to maximize owner contributions and tax deductions. Learn More about 401(k) Services
- Succession & Exit Planning: Strategies to maximize business value and ensure a smooth transition, whether to family, employees, or a third-party buyer.
- Executive Compensation: Structuring income to balance current cash flow needs with long-term tax efficiency.
- Risk Management: Coordination of Key Person insurance and Buy-Sell agreement reviews.
Personal Wealth Management
Your business success should fuel your personal legacy. We provide complete fiduciary oversight of your personal assets, including:
- Ongoing Tax Planning
- Tax-Efficient Investment Management
- Estate Planning Reviews
- Retirement Income Planning
Strategic Partnership with Liberated Leaders
As part of our commitment to supporting the whole entrepreneur, we partner with Liberated Leaders, a fractional COO firm. They serve as Success Architects for owners ready to scale, gain a competitive advantage, or position their business for exit.
While Thayer Financial manages your wealth, Liberated Leaders strengthens the value drivers of your business:
- Human Capital: Team and leadership capabilities.
- Structural Capital: Systems, processes, and frameworks.
- Customer Capital: Market relationships and brand reputation.
- Social Capital: Strategic networks and partnerships.
When appropriate, we work collaboratively to align your business value optimization with your personal wealth strategies.
Resources for Business Owners
Featured Article 1:
A Conversation: Succession Planning Vs. Exit Planning
Description: A little football analogy to explain the difference between succession and exit planning.
Link: https://www.liberatedleaders.com/our-insights/convo-succession-vs-exit-planning
Featured Article 2:
The Founder Energy Gap
Description: When your business feels off but you can’t pinpoint why, the problem might not be your time—it’s your energy. Discover how founder energy misalignment quietly erodes business value.
Link: https://www.liberatedleaders.com/our-insights/founder-energy-gap
Featured Article 3:
The Rise of the Fractional COO
Description: Discover how a fractional COO can help you scale without adding a full-time executive—unlocking efficiency and freeing you to focus on leading the future.
Resources for Business Owners
Link to Liberated Leader’s full library: Explore More Business Insights → https://www.liberatedleaders.com/our-insights
Thayer Financial, L.L.C. (“Thayer Financial”) is a Registered Investment Adviser with the U.S. Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training. This website’s presence on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by Thayer Financial in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant to an applicable state exemption.
All written content on this site is for information purposes only. Opinions expressed herein are solely those of Thayer Financial, L.L.C., unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to other parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.
