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4 Things To Do In A Volatile Market

Posted May 31, 2022

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How do you react when you hear the phrase “market volatility”?

Do you break out in a cold sweat? Do you start acting on emotion rather than logic? Does the constant noise of headlines and breaking news overwhelm you?

Maybe you have the opposite reaction? Does “market volatility” excite you? Do you see it as a buying opportunity?

Or do you remain calm even when the markets get scary? Are you confident in your investment strategy and know that it will account for this? Do you trust that your plan will succeed in the long run?

When we experience market corrections, as we have seen in 2022, these moments are when fortunes are won or lost. Panicking when you hear the words “market volatility” and selling when the market is down will only cause you to miss out when the market recovers.

These decisions are not something to be taken lightly, and it can be hard to know what the right thing is to do— which is why it’s essential to work with a fiduciary financial advisor that is always working in your best interest.

When you work with Thayer Financial, you can rest assured that our recommendations and actions are based on market data and research going back to 1871 (that’s a long time). Our team has considered the evidence, knows the stats, thoroughly researched the market, and has developed a long-term approach that will give you the best chance at success in retirement.

We understand that one of the most significant mistakes investors make is trying to time the market, and with our help, you’ll see why you don’t need to play that game.

Market volatility is not even the most significant risk factor for retirees. So when it comes to market volatility, don’t panic. Instead, try these four tips to continue pushing forward with your investment strategy.

Four Things To Do In A Volatile Market

First, it’s critical to choose the right advisor. Vanguard, the king of DIY investing, released a study that showed average investors could attain up to 3% in potential added value working with a financial advisor. And since times like when market volatility is not for the faint of heart, working with the right advisor has the potential to add even greater benefits. Just make sure to work with a fiduciary that is also highly skilled and knowledgeable.

Secondly, you’ll want to create a long-term investment plan and stay the course no matter what happens. It will be tempting to waver from your plan when the market seems uncertain, but since your plan should have already accounted for market volatility, sticking to it gives you the best chance at long-term financial success (whatever that may look like for you).

Next, it’s essential to remain calm no matter how uncertain things seem. Don’t make decisions when you are in panic mode and when you feel uneasy, pick up the phone and call your financial advisor. At Thayer Financial, we are always available to our clients and want you to feel confident in your investment strategy. If you feel distressed about your decisions or want to bail out of the market, give us a call, and let’s discuss the long-term strategy and the upswing that’s waiting for you on the other side.

Finally, look to the advantages market volatility brings, such as Roth conversions, tax-loss harvesting, and even the opportunity to buy into the market during a “dip.” Whether you’re a glass half full or glass half empty type of person, there are opportunities in every situation, and as your trusted advisor, we’ll be there to help you take advantage of them.

How We Can Help

Market volatility is scary, and the words may take your breath away at first, but you can take a deep sigh of relief when you work with the team at Thayer Financial. We have done the homework, and we are constantly evaluating, testing, and evolving our understanding and systems so that you don’t have to do it on your own. We are professionals that are continually working hard to get better for you.

You won’t have to worry about a volatile market, selling off for cash, or trying to time the market; your long-term investment strategy will be intact. And not only will it be intact, but it will also strengthen as we capitalize on the situation and find opportunities in other areas.

If you’d like to learn more about this confidence you can have in your investment strategy, we’d love to talk with you. You can schedule your appointment with the Thayer Financial team today by clicking here.


Thayer Financial, L.L.C. (“Thayer Financial”) is a registered investment adviser offering advisory services in the States of North Carolina, Tennessee, Texas and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. This website’s presence on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by Thayer Financial in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or according to an applicable state exemption.

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Thayer Financial, L.L.C., unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to other parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.


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