I’m Deaton Smith, CFP®, ChFC®, WMCP®, a fee-only financial planner and wealth manager based in Hickory, NC. My company, Thayer Financial, L.L.C., provides both comprehensive and objective financial planning and investment management to help clients organize, grow, and protect their assets through life’s transitions. We offer these services to professionals and business owners who want uncompromised and unconflicted advice to live their best lives.

As an independent, fee-only, fiduciary financial advisor, I am never paid a commission of any kind. Along with my own personal values to work in your best interest, I have an ethical and legal obligation to provide unbiased, trustworthy, and accurate financial advice.

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Focus On What’s Important

I understand that your finances matter to you but you are juggling a lot of responsibilities. If you have researched what goes into financial planning, you know it is an ever-changing puzzle. Between mortgage payments, student loans, business loans, college savings plans, and insurance coverages, you still need to think about preparing for retirement and estate planning.

While you could try to do this on your own, it makes more sense to find a trusted adviser that you can lean on for guidance through your options. Making even one decision that isn’t best for you can cost a lot in both taxes and opportunity.

Time is your most valuable asset. I want to help you spend your time pursuing what’s important to you – whether that’s your family, career, business, traveling, or other hobbies – while still meeting your financial objectives.

Schedule a Meeting

Objective Advice: Fee-only financial planning and investment management by a fiduciary advisor

Flexible Meetings: Convenient consultations – whether in-person, on the phone, or virtual

Tailored Plans: Expert guidance designed to help you achieve what’s important to you, your family, and your business

Transparent Strategies: Straightforward understanding of where your money goes and the “why” behind every decision