Time is your most valuable asset. I want to help give you the confidence to spend your time and money pursuing the things most important to you – whether it’s your family, career, business, traveling, or other hobbies, while knowing that you are still achieving your financial goals.

Thayer Financial integrates the science of modern investment management built on Nobel prize-winning economic theory with on-going financial planning to provide our clients with the best chance of success.

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What Makes Us Different

I’m Deaton Smith, CFP®, ChFC®, WMCP®, a fee-only financial planner and wealth manager based in Hickory, NC. My company, Thayer Financial, L.L.C., a Registered Investment Adviser, provides both comprehensive and objective financial planning and investment management to help clients organize, grow, and protect their assets through life’s transitions. We offer these services to professionals and business owners who want uncompromised and unconflicted advice to live their best lives.

As an independent, fee-only, fiduciary financial advisor, I am never paid a commission of any kind. Along with my own personal values to work in your best interest, I have an ethical and legal obligation to provide unbiased, trustworthy, and accurate financial advice.

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Objective Advice: Fee-only financial planning and investment management by a fiduciary advisor

Flexible Meetings: Convenient consultations – whether in-person, on the phone, or virtual

Tailored Plans: Expert guidance designed to help you achieve what’s important to you, your family, and your business

Transparent Strategies: Straightforward understanding of where your money goes and the “why” behind every decision